أخيراً باي بال في مصر- إرسال و إستقبال

أخيراً باي بال في مصر- إرسال و إستقبال

أخيراً باي بال في مصر- إرسال و إستقبال

36 Comments on أخيراً باي بال في مصر- إرسال و إستقبال

أخيراً و بعد اشهر طويلة من الإنتظار تستطيع الآن فتح حساب باي بال في مصر و تتمتع بكل فوائده من إرسال و إستقبال الاموال لأي مكان في العالم. فبعد أن أعلنت شركة باي بال أن هذا الخاصية سيتم تفعيلها بداية من شهر أكتوبر 2014 و الكثيرون كانوا في الإنتظار و أخيراً مع بداية مايو 2015 تحقق الحلم و أصبح حقيقة.

و ما أهمية حساب باي بال في مصر؟

و لو كنت تتسائل عن أهمية هذا الأمر و ما قيمته لكي ينتظره الناس فالإجابة ببساطة أن باي بال يفتح الباب واسع أمام الشباب للعمل الحر( الفريلانسينج) لكي يستطيعوا تحقيق دخل إضافي و إستثمار مواهبهم من كتابة أو ترجمة أو تصميم في شئ مفيد و تحسين أوضاعهم الإجتماعية من منازلهم.

و يكتسب باي بال أهمية كبري في هذا المجال لأنه الإختيار الأول بلا منازع لمعظم شركات و مواقع الفريلانسينج حول العالم و الوحيد لبعضها فكان عدم توافره في مصر عقبة كبيرة أمام الكثيرين.

Requesting Payments and Money Online PayPal

كيف أستطيع الإستفادة من خاصية إستقبال الأموال

لكي تستطيع الإستفادة تحتاج لعمل الآتي:

  1. فتح حساب مجاني مع باي بال من خلال موقعهم http://paypal.com/
  2. تأكيد حسابك عن طريق الإيميل و رقم التليفون لكي يصبح الحساب Verified
  3. لكي تستطيع سحب الأموال يجب أن يكون لديك كارت فيزا من أحد البنوك المصرية و كل المطلوب هو إضافة بيانات الكارت علي حسابك
  4. عندما تصلك أموال سيتم إيداعها في حسابك في وضعية تسمي Pending Balance و تستمر في هذا الوضع لمدة شهر لا تستطيع خلالها سحب هذه الأموال كضمان
  5. بعد نهاية الشهر تتحول النقود إلي حسابك في وضعية جديدة اسمها Available Balance و في هذه الحالة تستطيع السحب منها أو استخدامها في الشراء كما تريد.
  6. و بعد فترة من إنتظام معاملاتك و تأكد الشركة من جودة معاملاتك و خلوها من أي إعتراضات يتم إلغاء هذه الفترة و تتحول النقود لحسابك بشكل مباشر

كيف أسحب هذه الأموال؟

لكي تستطيع سحب أموال من حسابك يجب أن يكون لديك واحد من إثنين:

  1. كارت فيزا مصدر من بنك مصري و هو الذي استخدمته في إعداد الخدمة و في هذه الحالة تتحمل عمولة قدرها 5 دولار عن كل عملية سحب  تقوم بها و يكون الحد الأدني للسحب هو 10 دولارات في المرة الواحدة و تأخذ مدة من 5-7 أيام لتصل لك النقود.
  2. أو حساب بنكي من بنك أمريكي و في هذه الحالة لا تتحمل أي عمولة سحب و تصلك النقود في مدة من 3-4 أيام فقط.

Withdraw my payments PayPal

تحديث في 23 مارس 2016:

لا يزال حساب باي بال في مصر ينقصه الكثير من المزايا لكي يضاهي مثيله في أنحاء العالم و هذه بعض النقاط التي تحتاج لمعرفتها قبل أن تقرر استخدام الخدمة:

  • عندما يصلك مبلغ من المال في حسابك يظل معلق لمدة شهر كامل Pending Balance و هو أمر قد يبدو عادي ألا أنه يصبح مزعج من الوقت و خاصة في الأوقات التي تحتاج فيها ألي سحب الفلوس بشكل عاجل.
  • لا يمكنك استعمال رصيد حسابك في الشراء أو الدفع بل مع كل عملية دفع تريد القيام بها تحتاج إلي سحب المبلغ من أحد كروت الفيزا أو الماستركارد التي قمت بربطها بالحساب لاتمام عملية الدفع و هو أمر غير منطقي و لكنه الوضع الحالي!
  • بعض كروت الفيزا المصدرة من البنوك المصرية لا تقبل سحب الأموال أليها من باي بال لذا قد تعاني بعض الوقت حتي تجد بنك مناسب تستطيع استخدام الكارت الخاص به في السحب و الموقع لا يعطيك قائمة بالبنوك المقبولة بل تحتاج لاكتشاف الأمر بنفسك!
  • توفر مؤخراً جداً تطبيق الموبايل الخاص بالباي بال في مصر و إن كان لا يعطيك كل المزايا المعتادة إلا أنه خطوة جيدة تأخرت كثيرا و تستطيع تحميل التطبيق للأندرويد من هنا
  • و هذا فيديو توضيح عن مزايا تطبيق الموبايل الخاص بالباي بال

 

هذه هي كل التفاصيل و أتمني أن تكون هذه الخطوة مساهمة في زيادة إقبال الشباب علي العمل في مجال الفريلانسينج في مصر .

و نظراً لأيماننا الشديد بأهمية هذا المجال من العمل الحر للشباب في مصر فقد أهتممنا بنشر هذه الثقافة عن طريق التدريب الذي نقدمة كما كوننا جروب خاص علي الفيسبوك لمتابعة و مساندة المتدربين بعد إنتهاء الكورس من أجل تحقيق أفضل النتائج في حياتهم العملية بعد إنتهاء التدريب.

عايز تعرف أكتر؟

نفسك في كورس متكامل عن العمل الحر و تقدر تعرف من خلاله كل حاجة عن الفريلانسينج و إزاي تقدر تبتدي و تنجح فيه؟

Freelancing in Arabic Course

هو الإجابة علي السؤال و هتلاقي فيه كل حاجة محتاجها علشان تنجح في المجال ده و تتقدم فيه في وقت قصير. اضغط علي الصورة علشان تعرف أكتر عن الكورس و تشترك فيه.

start-freelancing-career-full

أتمني تلاقي الموضوع مفيد ليك و أرجو أنك ترشحه لأصدقائك المهتمين بيه.

 مقالات أخري:

كل ما تريد معرفته عن استخدام موقع باي بال PayPal

 

0c73127947ad33ef960d590350faf9c1عن الكاتب:

د/ ممدوح عز- صيدلي و مدرب فريلانسينج متخصص

https://www.linkedin.com/in/mamdouhsamy

Related Posts

36 Comments

  1. mohamed  - July 15, 2015 - 5:47 am

    i have a visa debit card from abc bank and my bank told me only to shop in egypt not online. Someone can tell me which bank to go to have a valid visa card to use it in paypal?

    • Mamdouh Samy  - July 15, 2015 - 10:58 am

      Dear Mohamed,
      I think you abc bank Visa card can still work even if it can’t be used for online shopping.
      Try adding it to your account and see you f they will accept it, and you can transfer the money to it and then withdraw it from an ATM machine, but try the minimum amount(10$) first to make sure it’s working.

      Let me know how it goes.
      Good luck.

  2. Shady  - August 13, 2015 - 6:28 am

    Dear Mamdouh,
    Is it a must to open an USD account inside the Egyptian bank or i can use my EGP account ?

    • Mamdouh Samy  - August 13, 2015 - 12:40 pm

      Dear Shady,
      You don’t need your account to be in US$ in an Egyptian bank but to withdraw you need to have a VISA card attached to that account.
      Withdrawal to bank accounts currently works only with US banks not Egyptian banks.

  3. shimaa  - March 9, 2016 - 2:41 am

    Hi
    I have an Egyptian PayPal account but I tried to send payments but i recieved a note that my account can’t receive payments

    • Mamdouh Samy  - March 9, 2016 - 9:09 am

      Hi Shimaa,
      Thank you for your comment.
      Have you added a Visa Card to your account to use for with withdrawal?
      You need to have one linked to your account to receive money.

  4. Meena Maged Mikhael Hanna  - April 27, 2016 - 1:44 am

    what cards can receive money on paypal in egypt

    • Mamdouh Samy  - April 27, 2016 - 2:18 am

      Hi Meena,
      Many Visa Cards from Egyptian banks can be used to receive money from Paypal.
      I have tried Piraeus Bank, ElAhly bank and a lot of people have recommended ” Kol Elnas Visa” from the Egyptian Post office.
      I’ve also heard people saying they use QNB cards as well.

      If you have tried any other banks, please, share your experience about them here.

  5. Meena Maged Mikhael Hanna  - April 27, 2016 - 2:20 am

    u mean debit ,credit or prepaid cards ???

    • Mamdouh Samy  - April 27, 2016 - 11:28 am

      Yes, I think all three types of cards can work unless your bank has blocked them from receiving funds.
      But as a general rule any Visa card can work.

  6. mohamamd shafeeq  - July 25, 2016 - 3:56 pm

    Hello Mamdouh,

    Thank you very much for your article, it was very helpful. I want to ask you about something. I’m a graphic designer and using Payoneer and Skrill and they are panic, so I want to try PayPal. I have a Credit Card Visa via CIB bank and would like to know if I can get the money via the Visa in USD currency not EGP.

    PS, The bank account is only in USD currency not EGP.

    Best Regards,
    Mohammad Shafeeq

    • Mamdouh Samy  - July 25, 2016 - 10:50 pm

      Hi Mohammad,
      As long as you can link your Visa Card to your PayPal account, you will be able to withdraw the money into your account.

      I haven’t personally tried withdrawing to a US account, but I don’t see a reason why it won’t work as long as your account is already in USD.
      And to make sure you can try to link the card to your PayPal, verify it and then withdraw a small amount as a test and see how it goes.

      And I would be curious to know how it goes with you.

      Regards,
      Mamdouh

    • Mostafa Monim  - September 18, 2016 - 4:57 pm

      HI Mohammad Shafeeq,

      Could you please let us know how it goes with you Regarding your CIB USD bank account, did they accept it?

      Best Regards,
      Mostafa Monim

  7. Mostafa  - August 31, 2016 - 9:44 pm

    Good evening

    When I have an egyptian prepaid card with EGP ofcourse cuz there is no usd prepaid in Egypt
    And I want to buy item from USA via PayPal
    How Does it work?
    PayPal receive the about with EGP and exchange it to usd or the Bank Does? It’s really confusing to me

    • Mamdouh Samy  - August 31, 2016 - 9:52 pm

      Dear Mostafa,
      When you buy online using PayPal your bank will calculate the amount in US and charge you the equivalent in EGP plus a markup fee that differs with each bank.
      Also most Egyptian banks now have limits on the amount you can buy in US dollars, so you need to check with your bank first as policies are changing a lot these days.

      Hope that helps.

  8. philip  - January 9, 2017 - 2:31 pm

    hi Mr Mamdouh,
    could you post the names of the banks that i can use to withdraw from paypal egypt.

    thnx in advance

    • Mamdouh Samy  - January 9, 2017 - 3:35 pm

      Hi Philip,
      Thank you for your comment.

      I don’t really have a list of banks that are supposed to work, however I have heard people say they use Visa cards issued from QNB, Ahly bank and others.

      You can check with your bank or contact PayPal customer support directly.

      Regards,
      Mamdouh

  9. Layla  - January 30, 2017 - 3:52 pm

    Is there a contact numb for paypal in egypt cause i need to understand cause i cant open the account plZz help

    • Mamdouh Samy  - January 30, 2017 - 6:54 pm

      Thank you for your message.

      I don’t know a phone number but you can contact them via their website and they will call you.

  10. Sam  - February 25, 2017 - 11:41 pm

    Hello Mamdouh
    i have MasterCard from Ahly Bank(green),,and at paypal there’s option for MasterCard,but when i try to connect my card it said the card isn’t acceptable,,then i found my card wasn’t activated to work online,but still i got the msg on my phone that they too 1USD fees to connect to paypal,,so i was wondering if the problem is the card isn’t activated online so that’s why paypal didn’t see it,or is it paypal don’t accept my card?

    • Mamdouh Samy  - March 4, 2017 - 9:41 pm

      I think this is mainly related to the bank, as far as I know Ahly bank doesn’t allow their cards to work online, but you can try to contact the call center to inquire about that and see if this is something they can help you with.

      Of course this all relates to being able to pay with your card, for withdrawals, they only accept Visa and not MasterCard till now.

  11. Mohammed  - March 6, 2017 - 12:11 am

    Hi,
    I was just wondering, how is it possible for me to pay someone using my Paypal balance (without a card) since the Egyptian accounts don’t have the “send money to family and friends” opt. ?
    One more thing, If it’s a must to link a card, what card should I be using?
    Cheers,
    M. Salah

    • Mamdouh Samy  - March 8, 2017 - 10:49 pm

      Dear Mohammed,
      Unfortunately, Egyptian PayPal accounts are not able to send from their account balance, you have to link a card, and pay from that card.

      Any card, Visa or MasterCard, debit or credit should work for sending money or paying, whereas they accept only Visa to withdraw your balance.

      Hope that helps.

  12. moataz saad  - January 14, 2018 - 1:06 pm

    Dear Mamdouh
    I’m registered to an app where i’m offering a place for rent by dollar.
    the app is requesting me to set up my payment method using a credit card of 16 digit number.
    I checked in Banque misr, they said that whatever the credit card is (dollar or egp) I will be able to withdraw only EGP.
    meanwhile I’m searching for a way to withdraw in Dollar.

    • Mamdouh Samy  - January 14, 2018 - 10:29 pm

      Hi Moataz,

      Thank you for your comment.

      My knowledge is that until now PayPal only supports withdrawal in Egyptian Pounds in Egypt.

      Have you tried Payoneer? They do support US dollar withdrawals now.

      Regards,
      Mamdouh

  13. Remon  - February 1, 2018 - 9:02 pm

    Dear Mamfouh,

    Thanks a lot for your post. I have Visa at HSBC but I don’t have bank account linked to this Visa. It is just credit card without linked bank account, I just use it for purchasing. Unfortunately, my bank account was closed after I left work because there is no salary transfer. But, still can use the credit card in purchasing either at shops or online . Now, I am going to work online and will receive money from outside Egypt through Paypal. Could I create Paypal account with my credit card only ? When I receive money at my Paypal account what about withdraw from credit card directly i.e. not from linked bank account ? As I know “credit card not recommended to accept money, it is used for purchasing only. Interest/fees will be deducted when withdraw cash from credit card”. Should credit card be linked to bank account to avoid cash withdraw interest/fees in case of withdraw transferred Paypal money from my credit card?

    • Mamdouh Samy  - February 1, 2018 - 11:09 pm

      Hi Remon,
      Thank you for your comment.

      I totally understand your point about having to pay fees when you withdraw directly from a credit card however in this particular case when you have already added money to it via PayPal you will be withdrawing from your money and not borrowing from the bank and in this case you don’t have to pay any fees ( I have already tried that via El Ahli Bank of Egypt)

      The point I am not so sure about is not having an account tied to the card, so you might want to ask the bank about it.

      Hope that helps.

      • Remon  - February 1, 2018 - 11:27 pm

        Thank you.

  14. ahmed  - April 24, 2019 - 5:34 am

    I can’t use my blance in paypal its always deducted from my Mastercard , is there a solution

    • Mamdouh Samy  - April 24, 2019 - 3:08 pm

      Dear Ahmed,

      Unfortunately, in Egypt this is the only way it works.
      They don’t allow you to use your balance and you have to pay with your credit card every time you need to make a purchase.

  15. Haitham  - February 8, 2020 - 1:27 pm

    One send me 100 usd do I have to wait for 1 hall month to be able to withdraw the money ? Also I just created the account and it is fully verified with email and phone number, I cannot find the amount in the balance and I want to make sure they actually sent to me and I didn’t get scammed, help me please brother

    • Mamdouh Samy  - February 9, 2020 - 12:27 am

      Hi Haitham,

      Yes, you need to wait for one month so you can withdraw the money, they say this is only at the beginning but it’s not clear after how long can you start receiving the money right away.

      The amount sent should appear in your account as Pending balance, but you can’t withdraw it.

      Or simply go to Account Activity to check for any transactions in there to confirm that you received it.

      Otherwise, ask the person who sent the money to send you the confirmation from his own account. You should also receive an email from Paypal when you receive money.

      • Hala  - December 4, 2021 - 12:04 am

        Is psypsl still available to get money through it in Egypt? What is the best credit card to withdraw my balance?

        • Mamdouh Samy  - December 6, 2021 - 12:40 am

          Yes, it’s still available to get money in Egypt.
          I don’t have a list of credit cards that work, but it has to be a card with the Visa Logo on it.

  16. Ahmed  - July 9, 2020 - 12:58 am

    hello,

    i have issue in paypal, i can’t withdraw to my visa Credit card (CIB bank), which visa bank can i linked it to paypal to allow me to withdraw my balance to this visa, i read from google that QNB visa debit can linked with paypal and make withdraw to it, is it true ?, please support me

    • Mamdouh Samy  - July 9, 2020 - 1:54 am

      Hi Ahmed,

      Paypal issues are common in Egypt so you’re not alone.

      I personally don’t have a QNB Visacard but I’ve heard that others have used it with PayPal to withdraw their money.

      If you can try that, please, let me know how it goes.

Leave a comment

Back to Top